Investments

Aujan and its group companies (“Aujan”) are committed to protecting you and your family’s personal information when you are using this website. We want our website to be a safe and enjoyable environment for our audience. This Privacy Policy relates to our use of any personal information you provide to us through this website.

In order to provide you with the full functionality of this website, we are sometimes required to collect information about you.

This privacy policy explains the following:

• What information Aujan may collect about you;
• How Aujan will use information we collect about you;
• When Aujan may use your details to contact you;
• Whether Aujan will disclose your details to anyone else;
• Your choices regarding the personal information you have provided to us; and
• The use of cookies on Aujan website and how you can reject these cookies.

As set out above, Aujan is committed to safeguarding your personal information. Whenever you provide such information, we are legally obliged to use your information in line with all laws concerning the protection of personal information.

The websites contains hyperlinks to websites owned and operated by third parties. These third party websites have their own privacy policies, including cookies, and we urge you to review them. They will govern the use of personal information you submit or are collected by cookies whilst visiting these websites. We do not accept any responsibility or liability for the privacy practices of such third party websites and your use of such websites is at your own risk.

What information will Aujan collect about me?

We may ask for personal information about you. This can consist of information such as your name, e mail address, postal address, telephone or mobile number. Different web pages may ask for different personal information.

By entering your details in the fields requested, you enable Aujan and its service providers to provide you with the services you select.

Please note that sometimes on particular web pages we will require you to provide additional personal information, and sometimes sensitive personal information. When we do this we will specify further on these web pages why we are collecting your information and how we will use it. By providing the requested information you consent to Aujan’s use of this information.

Aujan also uses cookies and collects IP addresses. We use analysis software to look at IP addresses and cookies for the purpose of enhancing your user experience.
When will Aujan contact me?

Aujan may contact you:

• Where you have opted to receive further correspondence.
• In relation to any contribution you have made to Aujan’s web site.

Will Aujan share my personal information with anyone else?

We will keep your information confidential except where disclosure is required or permitted by law (for example to government bodies and law enforcement agencies). Generally, we will only use your information within Aujan. However, sometimes Aujan uses third parties to process your information. Aujan will require these third parties to comply strictly with its instructions and Aujan will require that they do not use your personal information for their own business purposes.

How long will Aujan keep my personal information?

We will hold your personal information on our systems for as long as is necessary for the relevant service, or as long as is set out in any relevant contract you hold with Aujan’s corporate retention schedule (this is a database that defines which documents should be kept and for how long).

Where you contribute to Aujan’s web site Aujan will generally only keep your content for as long as is reasonably required for the purpose(s) for which it was submitted.

Changes to Aujan’s privacy policy

This privacy policy may be updated from time to time so you may wish to check it each time you submit personal information to Aujan’s website. The date of the most recent revisions will appear on this page.

Cookies Policy – Information Aujan collects from you

a. What is a cookie?

A cookie is a small amount of data, which often includes a unique identifier that is sent to your computer or mobile phone (referred to here as a “device”) browser from a website’s computer and is stored on your device’s hard drive. Each website can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a website to access the cookies it has already sent to you, not the cookies sent to you by other sites. Many sites do this whenever a user visits their website in order to track online traffic flows.

Cookies record information about your online preferences and allow us to tailor the websites to your interests. Users have the opportunity to set their devices to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. The last of these means that certain personalised services cannot then be provided to that user and accordingly you may not be able to take full advantage of all of Aujan’s web site features. Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences.

b. How does Aujan use cookies?

Information supplied by cookies can help us to analyse the profile of our visitors and help us to provide you with a better user experience. For example: if on a previous visit you went to our education pages, we might find this out from your cookie and highlight educational information on your second and subsequent visits.

Aujan also uses a number of independent measurement and research companies. They gather information regarding the visitors to Aujan sites on our behalf using cookies, log file data and code which is embedded on our website. Aujan uses this type of information to help improve the services it provides to its users. Aujan strictly require that third parties do not use any information for their own business or other purposes. Certain other areas of Aujan’s web site may use cookies for a specific reason – for example, to help an online game work effectively on your device. If this is the case, the local terms for that area of the website will make this clear and you should refer to those local terms for additional information.

The information contained in this website is for general information purposes only. The information is provided by Aujan and its group companies (“Aujan”) and while we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of Aujan. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, Aujan takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Access to and use of this website both within the UAE and internationally is provided by Aujan and its group companies (“Aujan”) on the following terms:

By using Aujan’s web site you agree to be bound by these terms, which shall take effect immediately on your first use of Aujan’s web site. By accessing Aujan’s web site you are deemed to consent to be bound by the terms herein. If you do not agree to be bound by all of the following terms please do not access or use this site.

Aujan may change these terms from time to time and so please make sure to check these terms regularly. Your continued use of this web site will be deemed acceptance of the updated or amended terms. If you do not agree to the changes, you should cease using this website. If there is any conflict between these terms and specific local terms appearing elsewhere on Aujan’s web site (including house rules) then the latter shall prevail.

Use of Aujan web site

You agree to use Aujan’s web site only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of Aujan’s web site. Prohibited behaviour includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content or disrupting the normal flow of dialogue within Aujan’s web site.

Intellectual Property

All copyright, trademarks, design rights, patents and other intellectual property rights (registered and unregistered) in and on Aujan’s web site and all content (including all applications) located on the site shall remain vested in Aujan or its licensors (which includes other users). You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use Aujan’s website content in any way except for your own personal, non-commercial use. You also agree not to adapt, alter or create a derivative work from Aujan’s web site content except for your own personal, non-commercial use. Any other use of Aujan’s web site content requires the prior written permission from Aujan.

The names, images and logos identifying Aujan or third parties and their products and services are subject to copyright, design rights and trademarks of Aujan and/or third parties. Nothing contained in these terms shall be construed as conferring any license or right to use any trade mark, design right or copyright of Aujan, or any other third party.

Disclaimers and Limitation of Liability

Aujan’s web site content, including the information, names, images, pictures, logos and icons regarding or relating to Aujan, its products and services (or to third party products and services), is provided “AS IS” and on an “AS AVAILABLE” basis. To the extent permitted by UAE law, Aujan excludes all representations and warranties (whether express or implied by law), including the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy. Aujan does not guarantee the timeliness, completeness or performance of the website or any of the content. While we try to ensure that all content provided by Aujan is correct at the time of publication no responsibility is accepted by or on behalf of Aujan for any errors, omissions or inaccurate content on the website.

Aujan shall not be liable for any of the following losses or damage (whether such damage or losses were foreseen, foreseeable, known or otherwise): (a) loss of data; (b) loss of revenue or anticipated profits; (c) loss of business; (d) loss of opportunity; (e) loss of goodwill or injury to reputation; (f) losses suffered by third parties; or (g) any indirect, consequential, special or exemplary damages arising from the use of Aujan’s web site regardless of the form of action.

Aujan does not warrant that functions available on Aujan’s web site will be uninterrupted or error free, that defects will be corrected, or that Aujan’s web services or the server that makes it available are free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the accuracy of data input and output.

General

If any of these terms are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive and continue to be binding and enforceable.

The failure or delay of Aujan to exercise or enforce any right in these terms does not waive Aujan’s right to enforce that right.

These terms shall be governed by and interpreted in accordance with the laws of the UAE which shall have exclusive jurisdiction over any disputes.